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Investor Presentaiton

Customer Touchpoints Clients enrolled in e-channels (as of Q2 2020) 22% Enrolled +176% mobile app downloads. Q2 2019 vs Q2 2020 4,000,000 approx. client base % E-Channels to Total Financial Transactions Metrobank You're in good hands Waived fees for money transfers via the Metrobank Mobile App is extended until September 30. ATM 31% Q2 2019 69% 21% Q2 2020 79% Instapay Send money to another bank, lower than Php50,000 PESONet Send money to another bank, above Php50,000 Metrobank You're in good hands GT GT CAPITAL HOLDINGS INC 27707 ATER Transfer to Other Bank instaPay PESONet 25

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