Investor Presentaiton

Global Banking and Markets 4022 financial highlights View of adjusted revenue 16% Revenue $3.7bn $m 4Q22 A4Q21 (4021: $3.2bn) MSS 2,017 18% ECL $(0.3)bn (19)% Securities Services 574 32% (4021: $(0.2)bn) Global Debt Markets 158 >100% Global FX 934 13% Costs $(2.4)bn (2)% Equities 132 (39)% (4021: $(2.4)bn) Securities Financing 209 4% 100% XVAs 10 PBT $1.0bn (4021: $0.5bn) Banking 2,057 GTRF ROTE66 10.7% 2.1ppts (FY21: 8.6%) GPS (formerly GLCM) Credit & Lending 184 1,108 559 (74)% 34% 13% >100% (9)% Capital Markets & Strategy 4022 results Appendix 124 (57)% 82 >100% (379) >(100)% (3) >(100)% (376)>(100)% 16% 4022 vs. 4021 Revenue of $3.7bn up $0.5bn (16%) MSS revenue of $2.0bn up $0.3bn (18%): • Continued strong Global FX performance due to elevated client flows and disciplined risk management • Global Debt Markets up substantially due to G10 rates and a • better trading performance compared to a weak 4021 Equities down due to reduced client derivative activity compared to a strong 4021 and continued muted primary market Global interest rate increases, partially offset by the effect of lower market levels, drove good Securities Services performance Banking revenue of $2.1bn up $0.5bn (34%): • GPS growth, reflecting higher global interest rates and fees Capital Markets & Advisory down $0.2bn in line with industry fee pool Revenue performance, $m +16% (2)% Advisory Other GBM Other 3,680 3,653 3,776 3,695 Principal Investments Other 3,179 Net operating income 3,695 1,541 1,681 1,801 2,057 1,540 Adjusted RWAs70, $bn +3% (4)% 2,211 2,237 2,188 2,017 1,714 227 243 234 (75)- (72) (265) (213) (379) 4Q21 1Q22 2022 3022 4022 MSS Banking Other 4Q21 3022 4022 4022 vs. 3022 Revenue down 2% • MSS down 8% against a strong 3Q22 Banking up 14%, as rising interest rates supported strong GPS results 44

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