IndusInd Bank Financial Performance
DIY and BaaS * led business continues to grow at a robust pace with DIY volumes growing strongly across platforms
Do It Yourself (DIY) Platform led & BaaS* led Business: Assets grew 3.5X YoY, Liabilities grew 37% YoY
400
Assets (Rs Cr)
350
300
3.5x
Liabilities Rs Cr
150
137
37%
100
100
200
100
50
100
Creating scalable,
profitable
0
0
Do It Yourself /
Sep-22
Sep-23
Sep-22
Sep-23
Open Banking led
business models
Indus
Indus
DIY Saving Account with
Ceasy CREDIT
DIY Current Account with
INDIE and OAO
Ceasy CREDIT
VKYC
Indus
Ceasy CREDIT
DIY SA Vol (lacs)
DIY Cards Vol (#)
DIY PL Vol (#)
DIY CA Vol (#)
DIY STBL Vol (#)
280
450
380
119
610
Z.8
3.8x
ТУ
0/
4.5x
6.1x
100
100
100
100
100
Q2 FY 23
Q2 FY 24
Q2 FY 23
Q2 FY 24
Q2 FY 23
Q2 FY 24
Q2 FY 23 Q2 FY 24
Q2 FY 23
Q2 FY 24
*Banking as a Service ; DIY volume in PL and Cards does not include pre approved PL and Cards; STBL = Small Ticket Business Loan; Indexed Numbers
36
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