Canadian Banking Financial Analysis

STABLE CORE BANKING MARGIN 2.47% 2.46% 2.46% 2.47% 2.45% Q1/18 Q2/18 Q3/18 Q4/18 Q1/19 YEAR-OVER-YEAR HIGHLIGHTS • Change in business mix from the impact of International Banking acquisitions and higher margins in Canadian Banking More than offset by lower margins in Global Banking and Markets and lower contribution from asset/liability management activities Scotiabank® 20 20

View entire presentation