Scotiabank ESG and Financial Performance Update
Canadian Residential Mortgages
73%
Uninsured
Total
Portfolio 1,2
$300
27%
Insured
CANADIAN MORTGAGE PORTFOLIO ($BN)
36%
Variable
64%
Fixed
Total
Portfolio 12:
$300
Mortgage Variable
Portfolio Mortgages
Total Outstanding Balance
Uninsured Outstanding Balance
Average LTV³
$300
$109
$220
$94
53%
61%
CANADA UNINSURED MORTGAGE PORTFOLIO 4 FICO® DISTRIBUTION - UNINSURED PORTFOLIO 4
Average FICO®
% of Portfolio
Score
Uninsured
Canada
802
73%
GTA
803
85%
GVA
806
86%
86%
7%
2%
5%
<620
620-680
681-720
>720
1 Includes Wealth Management; 2 Spot Balances at Q2/23; 3 Weighted by mortgage balances and adjusted for property values based on the Teranet - National Bank National Composite House Price Index;
4 FICO is a registered trademark of Fair Isaac Corporation
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