Canadian Real Estate Secured Lending Portfolio Highlights

Q2 2022 Highlights Strong revenue performance EPS of $2.07, up 4% YoY (Adj¹ $2.02, down 1%) Revenue up 10% YoY (Adj¹ up 8% YoY) Reported revenue includes an insurance recovery related to litigation³2 ■ Volume and margin growth and higher fee-based revenue in banking businesses and prior year premium rebates for insurance customers PCL of $27MM Impaired PCL down YoY on improved credit conditions Performing PCL recovery on improved credit conditions, partially offset by elevated economic uncertainty Expenses up 5% YoY (incl. SCP partners' share) Adjusted 17 expenses up 6.5% excl. the partners' share of SCP33 PCL, or 6.6% excl. the partners' share of SCP33 PCL and FX33 Higher spend supporting business growth and higher employee-related expenses, partially offset by prior year store optimization costs PCL Expenses Net Income U.S. Retail TD P&L ($MM) Reported Q2/22 QoQ YOY Revenue 11,263 0% 10% 27 ($45) +$404 Impaired 314 ($15) ($67) Performing (287) ($30) +$471 Expenses 6,033 1% 5% Net Income 3,811 2% 3% Diluted EPS ($) 2.07 2% 4% Adjusted 17 Q2/22 QoQ YOY Revenue 11,039 (2%) 8% 5,999 2% 5% 3,714 (3%) (2%) Diluted EPS7 ($) 2.02 (3%) (1%) Segment Earnings ($MM) Reported Q2/22 QoQ YOY Canadian Retail 2,236 (1%) 2% 1,367 7% 4% Wholesale 359 (17%) (6%) Corporate (151) 33% 19% Adjusted 17 Q2/22 QoQ YOY U.S. Retail 1,198 (6%) (9%) Corporate (79) 38% 25% 19

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