Financial Performance and Remediation Update

HOUSING LENDING PORTFOLIO PROFILE HOUSING LENDING VOLUME BY BORROWER AND REPAYMENT TYPE¹,2 Owner Occupier 63.2% Owner Occupier Interest Only, 3.4% Investor Interest Only, 10.9% Investor Principal & Interest, 25.8% Investor 36.8% AUSTRALIAN MORTGAGES STATE PROFILE² VIC/TAS 32% Owner Occupier Principal & Interest, 59.9% OWNER OCCUPIER MONTHLY GROWTH 1,3 NSW/ACT 41% INVESTOR MONTHLY GROWTH1,3 QLD 15% WA 8% SA/NT 4% 0.5% 1.6% 1.4% 0.3% 1.2% 0.1% 1.0% -0.2% 0.8% -0.4% 0.6% -0.6% 0.4% -0.8% 0.2% -1.0% 0.0% NAB growth MoM Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep 20 20 20 21 21 21 21 21 21 21 21 21 System growth MoM Oct Nov Dec Jan Feb 20 20 20 21 21 -NAB growth MoM Jul Aug Sep Mar Apr May Jun 21 21 21 21 21 21 21 System growth MoM (1) Only includes housing loans to households based on APRA ARF 720.1 reporting definitions, and excludes counterparties such as private trading corporations (2) Excludes 86 400 23 (3) Includes 86 400 from May 2021 660 National Australia Bank

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