IDFC FIRST Bank: Quarterly Income and Business Overview
Section 4: The Bank now has a strong and well diversified liability franchise
1
CASA Deposits has grown by Rs. 40,622 crore since merger with
YoY growth (FY21) of 122%
2
As a result, the CASA Ratio (%) of the Bank has grown from 8.68%
(Dec-18) at merger to 51.75% (Mar-21)
in Rs. crore
20,661
7,893
5,544
5,274
45,896
31 Mar 18 31 Dec 18 31 Mar 19 31 Mar 20 31 Mar 21
3
Average CASA Ratio (on daily CASA balances) (%) also shows
strong improvement over the years
4
27.72%
6.05%
8.39%
9.40%
50.23%
11.54%
11.40%
8.68%
31.87%
51.75%
31 Mar 18 31 Dec 18 31 Mar 19 31 Mar 20 31 Mar 21
With healthy growth of the Retail Deposits including CASA, the
Bank successfully reduced dependency on Certificate of Deposits
in the last 2 years
28,754
22,312
19,662
in Rs. crore
7,111
5,964
31 Mar 18 31 Dec 18
31 Mar 19 31 Mar 20
31 Mar 21
31 Mar 18 31 Dec 18 31 Mar 19
31 Mar 20
31 Mar 21
Section 4: Update on Liabilities
27
IDFC FIRST
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