Energy Portfolio and Canadian Mortgage Overview
Scotiabank in Colombia
As presented in 2020 Investor Day
Footprint Customers
Market Position by Loans4
Employees
Branches1
26.0%
3.1
million
~9,000
188
Balance and
Market Position
Loan Market
Share4
Average Loans
Average
Deposits
6.0%
$12
$10
15.9%
12.1%
10.2%
6.0%
6.0%
4.4%
billion
billion
Financial
Total NIAT²
ROE2,3
Performance
Productivity²
BBVA
$256/$139
Bancolombia Davivienda Bogotá 5
BBVA
9.0%
55%
Scotiabank
Colpatria
Occidente Corpbanca
(Pre-NCI / Post-NCI)
million
NIAT6
Productivity Ratio
Operating Leverage
73
38
2016
All figures in CAD$
Constant currency
1 As of November 2019
2 Adjusted; WY 2019
3 WY 2019 including goodwill
4 Market share as of October 2019
+53%
CAGR
54.5%
139
53.4%
52.6%
50.3%
85
1.6%
2017
2018
2019
-1.8%
-2.4%
-6.4%
2016
2017
2018
2019
2016
2017
2018
2019
5 Members of AVAL Group: Banco de Bogotá, Banco de Occidente, Banco Popular and Banco AV Villas. AVAL is 2nd in market share in terms of Loans (25%) and 1st in Deposits (27%)
6 After NCI on an adjusted basis
40View entire presentation