Standalone Highlights Q4FY22

Kotak Mahindra Prime Ckotak cr Q4FY22 Q4FY21 Q3FY22 FY22 FY21 Customer Assets* (* cr) NII 427 313 378 1,457 1,212 Other Income 76 67 1181 331 220 NII and Other Income 503 380 496 1,787 1,432 18,137 17,278 Profit Before Tax 416 248 337 1,180 720 15,801 Profit After Tax 313 184 254 886 535 NNPA (%) 1.7% 1.8% 2.1% 1.7% 1.8% 6,093 7,063 6,003 CAR (%) (incl unaudited profits) 30.1% 29.4% 28.8% 30.1% 29.4% Mar-22 Mar-21 Dec-21 Car Others ROA (%) annualised 4.5% 2.9% 3.9% 3.4% 2.1% * Includes loans and credit substitutes Notes ☐ Acquired car finance portfolio of Ford Recoveries further improved in Q4FY22 Impact of RBI circular dated 12th November, 2021 on GNPA & Provisioning in Q3 ■ COVID-19 provision reversed during the quarter: 53 cr, continue to carry: * 6 cr 24

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