2Q 2022 INVESTOR PRESENTATION

Segmental Performance - Treasury Strong income and net income growth SAR (mn) 1H 2022 1H 2021 A% 2Q 2022 2Q 2021 A% Investments (SARbn) مصرف الإنماء alinma bank Income from investments and +13% 438 314 +40% 214 163 +31% financing, net Investment-related income 241 135 -78% 147 81 -82% 36.0 37.7 Fees from services & other income 130 79 +64% 50 40 +24% 30.7 31.9 33.3 Total operating income 809 528 +53% 411 284 +45% Total operating expenses 138 96 +43% 60 43 +40% Total charges/(reversals) for 1 2 +54% (1) 5 -127% impairments Net operating income 670 430 +56% 353 237 +49% Share of loss from an associate and 2Q 21 3Q 21 4Q 21 1Q 22 2Q 22 joint venture (4) -101% (0) -978% Income before Zakat QoQ +4% +4% +8% +5% 670 425 +58% 355 236 +50% Treasury Assets (SARbn) +13% 43.0 44.1 45.7 48.7 51.5 2Q 21 3Q 21 4Q 21 1Q 22 QoQ +2% +4% +6% 2Q 2022 INVESTOR PRESENTATION 2Q 22 +6% Management Commentary ■ ■ Treasury operating income rose by 53% YoY to SAR 809mn in 1H 2022 from strong improvements in both funded (+40%) and fee income (+64%). This strong income growth drove a 58% improvement in net income YoY. Treasury assets rose by 13% during 1H 2022 to SAR 51.5bn, driven by 13% growth in the investment portfolio to SAR 37.7bn. 41/50

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