Investor Presentaiton
Additional information: Multiple point of entry resolution strategy -
MREL compliance at Point of Entry Levels (bail-in)
Ownership Structure
100%
Česká
spořitelna
100%
Slovenská
sporiteľňa
Erste Group Bank AG
& Savings Banks + other subs
99.9%
100%*
Banca
Comercială
Română
Erste Bank
Hungary
& local subsidiaries
& local subsidiaries
& local subsidiaries
& local subsidiaries
Resolution
Groups
69.3%**
Erste Bank
Croatia
& local subsidiaries
Erste Group follows an MPE resolution strategy with each resolution group issuing its external MREL debt
*Erste Bank Hungary: 30% held by Corvinus/Hungarian State and EBRD (15% each) with option agreement to sell stakes to Erste Group Bank AG
**Erste Bank Croatia: direct stake of 59%; indirect stake through Steiermärkische Sparkasse
ERSTEŚ
Group
Page 45View entire presentation