Investor Presentaiton

Net Income and Adjusted Diluted EPS Net Income ($MM) and Q1/22 Q4/22 Q1/23 EPS ($ per share) Net Income attributable to common shareholders $2,608 $1,949 $1,631 Dilutive impact of share-based payment options and others $24 $4 ($4) 1 Quarterly diluted common shares outstanding may be impacted by dilutive effect of put options sold by the bank in the following legal entities: • Net Income attributable to common shareholders (diluted) Colpatria $2,632 $1,953 $1,627 • Canadian Tire Financial Services Weighted average number of common shares outstanding 1,211 1,192 1,192 Dilutive impact of share-based payment options (1 19 7 7 and others Weighted average number of diluted common 1,230 1,199 1,199 shares outstanding Reported Basic EPS $2.15 $1.64 $1.37 Dilutive impact of share-based payment options and others ($0.01) ($0.01) ($0.01) Reported Diluted EPS $2.14 $1.63 $1.36 Impact of adjustments on diluted earnings per share¹ $0.01 $0.43 $0.49 Adjusted Diluted EPS1 $2.15 $2.06 $1.85 1 Refer to non-GAAP measures on page 4 of the Management's Discussion & Analysis in the Bank's First Quarter 2023 Report to Shareholders, available on http://www.sedar.com 18

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