TypTap's Advantages and Investment Portfolio

We Use Technology to Underwrite at the Individual Property Level 72% 1 industry average loss ratio TypTap's Differentiated Strategy Individual property level risk evaluation Only write insurance for homes that are expected to be profitable on a standalone basis over the life of the policy Optimizing for profitable growth Source: S&P Market Intelligence (U.S. homeowners insurance industry direct expenses). Excludes reinsurance expense (1) Represents industry average from 2014-2022 TypTap ~25 point decrease in loss ratio Up to 1000 Data Points per Property Individual Property Level Risk Selection Trained Algorithms Track Record of Profitable Underwriting 14

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