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Takeaways Quarter Highlights and expectations IIIIII INVESTOR RELATIONS • Obsessive pursuit of customer experience and principality through the use of technology and data Portfolio expansion continues, with good growth in strategic businesses Improved NII performance, indicating a favorable trend for 2H23 [email protected] 0800 286 8484 FAQ www.santander.com.br/faq • |||||| Results Presentation 2Q23 Earnings Release 2Q23 Cost of risk continues to advance with the quality of new vintages Portfolio dynamics with good growth potential over the next 12-18 months 33

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