HLB FY2023 Financial Results

Liquidity & Capital Liquidity Ratios 145.3% 145.2% 136.8% 136.4% 134.2% 126.5% 127.0% 127.0% 126.0% 122.0% 117.0% 114.0% Capital Adequacy 16.3% 16.5% 16.7% 16.2% 16.3% 15.9% Industry 14.2% 14.1% 14.5% 14.1% 13.9% LDR Jun-23: 86.8 % 13.3% 84.4% 82.0% 83.5% 83.9% 83.5% 84.3% FY2018 FY2019 FY2020 FY2021 LDR LCR 13.7% 13.1% 13.6% 13.4% 12.8% 12.6% FY2022 FY2023 FY2018 NSFR FY2022 FY2023 FY2020 FY2021 FY2019 ■CET1 Tier 1 Total Capital Ratio HLB FY2023 ended 30 June 2023 Hong Leong Bank ■ Maintaining prudent liquidity and capital positions ▪ LTF and LTFE ratios are well in line with the industry at 85.9% and 74.0% respectively 13

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