Canadian Retail: Loans and Provisions Financial Overview

Business Lines Activity Business Line Products Personal & Commercial Banking Canadian Banking Mortgages Auto Loans Commercial Loans • Personal Loans • Credit Cards International Banking • Mortgages Auto Loans Commercial Loans • Personal Loans • Credit Cards Wealth Management Global Wealth Management Asset Management • Private Banking • Private Investment Counsel Brokerage ⚫ Trust Capital Markets Global Banking and Markets Corporate Banking • Advisory Equities Fixed Income Foreign Exchange Commodities $2,034 NIAEH¹ ($MM) $2,604 $1,148 $1,297 % All-Bank¹ 37% 16% 18% 29% % Target 35-40% 25-30% ~15% 15-20% Productivity 46.5% 53.1% 61.5% 45.1% Ratio¹ ROE1 15.5% 5.8% 14.0% 15.4% Total Assets² ($B) $358.8 $206.4 $26.0 $412.1 Employees³ 18,085 47,296 7,121 2,403 1 Adjusted figures for the 12 months ended October 31, 2020 2 Average balance for fiscal year 2020 3 As at October 31, 2020 7

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