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Investor Presentaiton

High Quality Board At The Helm Of The Organization ++ ESAF ESAF SMALL FINANCE BANK Joy of Banking Biju Varkkey Additional Non-Executive Independent Director о Bachelor's degree in science from Gandhiji University and a fellowship programme from National Institute of Bank Management, Pune. 。 Faculty member at IIM Ahmedabad. 。 He was previously on the board of directors of Bank of Baroda. Thomas Jacob Kalappila Non-Executive Independent Director 。 Associate member of the Institute of Chartered Accountants of India (ICAI), diploma in information and systems audit from the ICAI 。 He is a partner of Thomas Jacob & Co., a partnership firm and has 35 years of experience in statutory audit, internal and forensic audit of banks 。 Ex-independent director on the Boards of South Indian Bank Limited and Malabar Cements Limited. Vinod Vijayalekshmi Vasudevan Non-Executive Independent Director о A bachelor's degree in technology (computer science and engineering), a master's degree in technology (computer science and engineering), and a doctorate of philosophy (computer science and engineering) from Indian Institute of Technology (IIT), Kharagpur 。 Presently serving as group CEO of Flytxt Ravi Venkatraman Non-Executive Independent Director О He has passed the final examination held by the Institute of Chartered Accountants of India and the Institute of Cost and Works Accountants of India 。 Previously served as the executive director and chief financial officer of Mahindra and Mahindra Financial Services Limited Kolasseril Chandramohanan Ranjani Non-Executive Independent Director О Bachelor's degree in science from University of Kerala and a master's degree in bank management from Cochin University of Science and Technology 。 More than 21 years of experience in micro, small and medium enterprises in India. 。 Held senior management positions at SIDBI Ajayan Mangalath Gopalakrishnan Nair Non-Executive Nominee Director 。 Bachelor's degree in science (Horticulture) from the Kerala Agricultural University 。 Certified Associate of Indian Institute of Bankers He was previously employed as the Executive Vice President of ESAF SFB. He was previously the general manager of IT and CIO, general manager of retail assets, general manager of transaction banking, general manager of pune circle, chief compliance officer and deputy general manager of calicut circle in Canara Bank John Samuel Non-Executive Nominee Director 。 Associate of the Institute of Chartered Accountants of India (ICAI), master's degree in business administration from Cochin University of Science and Technology. 。 He was previously a member of the Postal Services Board and held the position of chief post master general 28
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