Bank of Åland Q1-Q3 2019 Financial Results

31 • Lending 2014 - 2019 Lending to private individuals has increased from 65% of the credit portfolio in 2014 to 73 % in Q3 2019 72 % 73 % 73 % 70 % 68 % 65 % 35 % 33 % 30% 28 % 27 % 27% 2014 2015 2016 2017 2018 Q3 2019 private individuals companies ALANDSBANKEN

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