Investor Presentaiton

2023 BRI GROUP GUIDANCE FY'22 Actual FY'23 Guidance 1Q'23 Actual Loan Growth (YoY) 9.2% 10% -12% 9,7% Net Interest Margin 7.85% 7.7% - 7.9% 7,82% Cost of Credit 2.55% 2.2% - 2.4% 2,39% NPL 2.67% 2.6% -2.8% 2.86% CIR (Bank Only) 41.95% 40% - 41.5% 37,37% (BRI 9

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