Investor Presentaiton

building the digital bank of the future Executing on our strategy - VMA phase 1 on track for soft launch by December Virgin money Executing on our strategy Ꮬ Leveraging existing scale Setting the foundation for BOQ's digital transformation Partnership as a strategic advantage Cloud based core banking platform for the Retail Bank Market leading technology solution VMA as a growth engine, improving ROE Clear roadmap for phase 2 Success Deliveroo adventure let the begin Beautifully simple money Rewards 3 143451 6 wwww Your and mais open to use 14 Woo-hoo!

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