3Q 2023 Financial Performance

SEGMENTAL PERFORMANCE | SUMMARY Profitability driven by growth in Retail and Corporate, partly offset by lower Treasury and Investment Banking and Brokerage Operating Income Movement (SAR Mn) 726 1,074 5,774 7,133 +24% (443) Net Income Before Zakat Movement (SAR Mn) 287 2 7,133 980 2,960 3,776 +28% البنك السعودي الفرنسي Banque Saudi Fransi 3,776 (450) (1) Operating income 9M 22 Retail Corporate Treasury Investment Banking and Brokerage Operating income 9M 23 Net income before zakat 9M 22 Retail Corporate Treasury Investment Banking and Brokerage Net income before zakat 9M 23 Loans & Advances Movement (SAR Bn) 174.7 +10% 12.3 0.0 174.7 159.0 3.4 157.6 Customers' Deposits Movement (SAR Bn) (1.9) 166.4 +6% 10.6 166.4 Loans & advances Retail Corporate 4Q 22 Investment Banking and Brokerage Loans & advances 3Q 23 Customers' deposits Retail Corporate 4Q 22 Customers' deposits 3Q 23 | 44

View entire presentation