2013 Awards and Strategic Priorities
Capital Adequacy
Emirates NBD
Highlights
Capitalization
CAR and T1 declined 0.9% and 0.3% q-o-q to
19.7% and 13.5% respectively resulting from:
19.1
19.5
19.9
20.6
19.7
12.5
12.8
13.2
13.8
13.5
―
decrease in Tier 1 capital by AED 0.6 billion in Q1
43.3
43.9
44.5
45.0
43.2
2013 due to the dividend payout of AED 1.4
billion paid in March 2013
14.9
14.9
14.9
14.9
13.8
-
0.7% increase in RWAs
28.4
29.0
29.6
30.1
29.4
―
Net increase in T2 capital of AED 1.4 billion
Q1 12
Q2 12
Q3 12
Q4 12
Q1 13
T2
T1 T1 %
CAR %
Capital Movements (AED billion)
-
Risk Weighted Assets – Basel II (AED billion)
31 Dec 2012 to 31 Mar 2013
Tier 1
Tier 2
Total
-3%
Capital as at 31 Dec 2012
30.1
14.9
45.0
226.6
225.7
224.2
Net profits generated
0.8
0.8
218.1
14.0
14.0
14.0
FY 2012 dividend paid
(1.4)
(1.4)
1.7
1.7,
2.6
13.8
219.7
13.8
-1%
2.3 3.6
Interest on T1 securities
(0.1)
(0.1)
210.9
210.0
207.6
202.0
202.3
Amortisation of MOF T2
(2.5)
(2.5)
Newly issued T2
2.7
2.7
Q1 12
Q2 12
Q3 12
Q4 12
Q1 13
Repayment of subordinated debt
Capital as at 31 Mar 2013
(1.3)
(1.3)
29.4
13.8
43.2
Operational Risk
Market Risk
Credit Risk
22
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