Automotive Finance and ESG Strategies
Scotiabank in the Pacific Alliance Countries
Well positioned in high quality, growth markets
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PAC Highlights
230 million people¹, median age of 302
9th largest economy in the world1
Banking penetration <50% 1
Sovereign ratings all "Investment Grade"3
63% of exports related to manufacturing4
Largest trading partner is the United States 4.
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Scotiabank in the PAC
Only global bank present in all PAC countries
Top 3 bank in Chile and Peru
28-year operating history (average)
2018 "Bank of the Year", Latin Finance
Scotiabank Market Share 5
Market Share Ranking5
Strengths
Average Total Loans (C$B)
Revenue (C$B)
Net Income after NC17,8 (C$MM)
ROE 6,8
# of Employees 9,10
Mexico
Peru
Chile
Colombia
7.4%
6th
18.3%
3rd
14.0%
3rd
Auto and Mortgages
P&C and Mortgages
Credit Cards, Mortgages
6.0%
6th
Credit Cards, Personal
$31.3
$21.5
$47.2
$12.2
$2.3
$2.3
$2.4
$1.6
$611
$756
$539
$132
18%
24%
10%
9%
13,241
12,052
8,967
8,955
1 Source: World Bank 2017
2 Source: The World Factbook, CIA 2017
3 Sovereign ratings from Moody's, S&P, and Fitch; Source: Bloomberg
4 Source: United Nation Conference on Trade and Development (UNCTAD) 2017; Organization for Economic Co-
operation and Development (OECD) 2016
5 Ranking based on publicly traded banks by total loans market share as of June, 2019, inc. M&A
6 For the three months ended July 31, 2019
7 For the trailing 12 months ended July 31, 2019 not adjusted for currency
8 Earnings adjusted for acquisition-related costs including integration and amortization costs related to current
acquisitions, and amortization of intangibles related to current and past acquisitions
9 Employees are reported on a full-time equivalent basis
10As of July 31, 2019
Scotiabank®
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