Bank of Ireland H1 2020 Credit Presentation
ROI Mortgages
Continued proactive arrears management
>90 days arrears¹
Industry
Average
Industry
Average
15.7%
Bank of
Ireland
Bank of
Ireland
6.5%
3.8%
1.9%
Owner Occupier
Owner Occupier
Buy to let
Buy to let
>720 days arrears¹
Industry
Average
Industry
Average
12.1%
Bank of
Ireland
Bank of
Ireland
4.3%
1.0%
2.1%
Owner Occupier
Owner Occupier
Buy to let
Buy to let
1 As at March 2020, based on number of accounts, industry average excluding BOI
Bank of Ireland H1 2020 Credit Presentation
>90 days arrears
.
Bank of Ireland is significantly below the industry
average for both Owner Occupier (29% of industry
average) and Buy to Let (24% of industry average)
>720 days arrears
•
Bank of Ireland is significantly below the industry
average for both Owner Occupier (23% of industry
average) and Buy to Let (17% of industry average)
49
49
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