Sagicor Q4 2020 Business Overview and Growth Strategy

Executing on capital deployment priorities Sagicor S Funding organic growth - Supporting growth in Sagicor Life USA, other organic initiatives Dividend to investors - US$33 million paid to investors in 2020, representing ~5% dividend yield at current market price M&A opportunities and strategic investments - Constantly exploring inorganic opportunities that meet strategic and financial hurdle targets - Captive reinsurance strategy Share buybacks - US$13 million of accretive share repurchases in 2020 Q4 2020 17

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