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Investor Presentaiton

6 Business and Revenue Model - EIG Approximately 19% of the premium underwritten by s.218 is derived from the Group's own direct and branch distribution IAG Insurance Australia Group Business Owned Distribution Direct Branch 12.6% of ERS Premiums Owned Capacity 64% 3rd Party Capacity (Names) 36% Syndicate 218 (ERS) Motor Business 6.3% of ERS Premiums External Brokers 81.1% of ERS Premiums Revenue Streams • Broking Profits Underwriting . Underwriting profits • Investment Return Syndicate 1208 I (In run-off since 2002) | • Profit Share • Management Fee

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