Maybank Earnings Summary Q3 & 9M FY2020
Malaysia Loans Growth: 30 September 2020
RM billion
% of
Portfolio
30 Sep 30 Jun
31 Mar
QoQ
i
31 Dec
YTD
30 Sep
YOY
2020
2020
2020 2019
Ann.
2019
Community Financial Services (reported)
75%
243.2
234.6 !
3.7% ! 231.7 | 231.3
6.8%
! 226.1
7.5%
Community Financial Services (rebased)¹
75%
243.2
234.6
3.7% 231.7 231.0
7.0%
226.1
7.5%
Consumer
61%
196.4
189.3 i
3.7%
187.9 i 186.9
6.8%
| 182.9
7.4%
Total Mortgage
33%
105.6
102.4!
3.2%
100.5 ! 97.7
10.9% 94.1
12.2% !
Auto Finance
16%
52.3
49.4
5.9%
49.4
■
49.6
7.1%
■
49.1
6.5%
"
I
Credit Cards
2%
7.1
6.7
5.9%
7.2
7.8
(11.7)%
7.5
(5.8)%
Unit Trust
9%
29.2 28.7
1.7% ! 28.5
29.5
(1.5)%
29.8
(2.2)% !
Other Retail Loans
1%
2.2
2.2
▼ (0.8)% 2.3
I
"
2.3
▼ (6.9)% 2.3
(5.5)%
!
!
!
Business Banking + SME (reported)
14%
46.8
45.3
3.4% 43.8
44.4
▲ 7.2%
43.2
8.3%
Business Banking + SME (rebased)¹
14%
46.8
45.3
3.4% 43.8 ! 44.1
8.0%
! 43.2
8.3%
I
SME (reported)
6%
20.9
20.0
4.6%
19.0
19.1
12.9%
·
18.4
13.9%
!
SME (rebased)¹
6%
20.9
20.0
4.6%
19.0
18.8
15.5%
18.4
I
13.9%
Business Banking (reported)
8%
25.9
25.2
2.5%
24.8
25.3
2.9%
I 24.8
4.1%
Business Banking (rebased)'
8%
25.9 25.2
2.5%
24.8
25.4
2.5%
24.8
4.1%
Global Banking (Corporate) (reported)
25%
80.8
81.0
(0.3)% 82.4 ; 82.7
(3.0)%
81.6
(1.1)%j
Global Banking (Corporate) (rebased)1
Total Malaysia
25%
80.8 81.0
324.2 316.1
(0.3)%! 82.4 82.9
2.5% 314.3 314.1
(3.5)% ! 81.6
(1.1)%!
4.3%
308.0
5.2%
Note:
1 Rebased loan growth figures are based on adjusted 31 December 2019 position in line with migration of client accounts, effective 1 January 2020
27
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