Bankers Day Presentation

BBA IS A JOINT-VENTURE OF BMW GROUP AND BRILLIANCE GROUP - A SINO-GERMAN COLLABORATION. BMW Group BMW N.V. Holding, Netherlands + China Brilliance Auto. China Brilliance Automotive, Hong Kong Bankers Day, July 21st, 2020 JOINT VENTURE CONTRACT EXTENSION UNTIL 2040. B M M LE BMW Brilliance Automotive AFC BMW Automotive Finance (China) Co., Ltd. 42% HIL Herald International Financial Leasing Co., Ltd. 42% LingYue Digital Information Technology Co., Ltd. 100% Page 2

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