Multi-Pronged Risk Management and Protection Philosophy

Governance framework Board Committees Management Committees/Councils 22 22 Board of Directors Independent and experienced Board Audit Committee Risk Management Committee Policyholder Investment Committee Protection Committee Nomination & Remuneration Committee Corporate Social Responsibility Committee Stakeholders' Relationship Committee With Profits Committee Whistleblower Committee Compliance Risk Management Investment Council Claims Review Committee Council Council ALCO Credit Council Grievance Management Committee Information & Cyber Security Council Product Council Disciplinary Panel for Malpractices Prevention of Sexual Harassment Standalone councils Business and Innovation Technology Council Persistency Council Capital Raising Committee Profitable growth mix distribution Diversified innovation leading Market- insurance Reimagining Management Board and Quality of HDFC Additional governance through Internal, Concurrent and Statutory auditors Life The above list of committees is illustrative and not exhaustive

View entire presentation