First Quarter 2011 Earnings Report
Canadian Banking: Volume Growth
Average Balances
($ billions)
Q1/11
Q4/10
Q1/10
Y/Y
Q/Q
Residential Mortgages (1)
135.7
133.4
124.4
11.3
2.3
Personal Loans
36.7
36.6
35.3
1.4
0.1
Credit Cards (2)
8.9
9.0
9.3
(0.4)
(0.1)
Business Loans &
24.2
24.1
23.5
0.7
0.1
Acceptances
Personal Deposits
99.8
99.6
96.3
3.5
Non-Personal Deposits
39.3
39.2
38.3
1.0
50
0.2
0.1
(1) Before securitization
(2) Includes ScotiaLine VISA
Scotiabank
Market Share in Canada
31
Market Share (%)
Q1/10
Q2/10
Q3/10 Q4/10 Q1/11
Residential Mortgages¹
20.23
20.28
20.40
20.53
20.54
Total Personal Lending¹
18.29
18.26
18.27
18.27
18.20
Total Personal Deposits1
10.84
10.89
10.83
10.81
10.88
Small Business Lending²
15.70
15.57
14.87
15.84
15.98
(1) Market share statistics are issued on a one-month lag basis. (Q1/11: December 2010)
(2) Small Business statistics are on a four-months lag basis (Q1/11: September 2010)
Total Personal Lending market share is based on a comparison of the big six banks.
Total Personal Deposits market share is based on a comparison of the total industry.
Sources: Personal Lending and Personal Deposits - Bank of Canada; Small Business Lending - CBA
Scotiabank
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