Investor Presentaiton

El is strategically positioned across UAE to support its clients. Strong credit rating since 2015 Optimised Branch and Alternative Channel Footprint across UAE Branches ATM / CDM Abu Dhabi 8 Superior Long Term and Short Term Credit Rating affirmed by Fitch since 2015 Umm al Quwain 0 2 Ajman 1 11 16 16 Dubai 25 134 Ras al Khaimah 1 • Fujairah 1 5 → Sharjah 6 29 Dubai Abu Dhabi Sharjah Other Emirates Total 60 Branches 25 ATM / CDM 134 8 16 42 632 29 32 211 As at Apr 2023 (Affirmed) Long Term Short Term Outlook FitchRatings A+ F1 Stable EI الإمارات الإسلامي EMIRATES ISLAMIC 4

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