3Q20 Financial Performance

RETAIL BANKING HIGHLIGHTS AT 30 SEP 2020 FOR JSC BANK OF GEORGIA STANDALONE Segments Clients 1 2 BANK OF GEORGIA Mass Retail 2,300 k SOLO Mass Affluent 58 k 3 BANK OF GEORGIA BUSINESS MSME 228k 31 Loans GEL 2,843 mln GEL 2,627 mln GEL 3,190 mln Deposits GEL3,198min GEL 2,624 mln GEL 877 mln 3Q20 profit GEL 30 mln GEL 28 mln GEL 23 mln P/C ratio 2.1 4.9 1.5 Branches 194 11 1

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