Investor Presentaiton
Cyprus: Income Statement by business line
(€ mn)
Consum
er
SME
Banking
Corporate
Banking
International
Banking
Wealth &
Brokerage &
RRD
Other
Total
Cyprus
Banking
Asset
Management
Net interest income
187
52
52
46
5
221
40
603
Net fee & commission income
41
7
6
36
1
11
8
110
Other income (expenses)
4
0
0
5
3
0
41
53
Total income
232
59
58
87
9
232
89
766
Total expenses
(90)
(9)
(8)
(16)
(4)
(24)
(119)
(270)
Profit/(loss) before provisions and
I impairments
142
50
50
71
5
208
(30)
496
Provisions for impairment of customer
loans net of gains on derecognition and
changes in expected cash flows on
20
34
27
27
(1)
(4)
(340)
10
(254)
acquired loans
Impairment of other financial assets
Share of profits from associates
----
| Profit/(loss) before tax
(26)
(26)
3
162
84
77
70
1
(132)
(43)
219
Tax
(19)
(11)
(10)
(9)
(1)
17
17
(16)
¡Profit/(loss) after tax and before one
143
73
67
61
0
(115)
(26)
203
I off items
L-
Cost-to-Income ratio
39%
16%
14%
18%
42%
10%
34%
Bank of Cyprus
KOINO
ΚΥΠΡΙ
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