Bajaj Finserv Financial Overview

Key strategic differentiators Part of the Bajaj group - one of the oldest & most respected business houses A trusted brand with strong brand equity BAJAJ B FINSERV Focus on mass affluent and above clients Total customer franchise of 42.95 MM Strong focus on cross selling assets, payments, insurance and deposit products to existing customers A well diversified balance sheet Highly agile & innovative Deep investment in technology and analytics Centre of Excellence for each business vertical to bring efficiencies across businesses and improve cross sell opportunity. Consolidated lending AUM mix for Consumer: Rural: SME: Commercial: Mortgages stood at 37% 9% 13% 7% 34% Consolidated borrowing mix for Money Markets :Banks: Deposits: ECB stood at 40% 39% 17% 4% Continuous improvements in product features and digital technologies to maintain competitive edge. Has helped achieve multi product cross sell and manage risk & controllership effectively. Obsessed to deliver frictionless experience to customer Back 16

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