2022 Update: Fidelidade Insurance Market Leadership

Track record of profitability and strengthening of balance sheet L L Γ Our Track Record Source: Company information Solid and consistent ROTE 10.4% 2022, 10.9% 2021 Stable growth in Non-life GWP 15.0% 2022, 7.1% 2021 Capital light product focus is reshaping Life business International business is a key source of growth Strong solvency 35.1% unit-linked market share in 2022, 66% 2022 Life Financial GWP 50% 2022 YoY international GWP growth 30% 2022 intl. GWP as percentage of total GWP (+9p.p. YoY) 162%-168% consolidated 2022 Solvency Il Ratio guidance 8 FIDELIDADE

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