Investor Presentaiton
Year End Financial Highlights
Key Metrics
Mar 06
Mar 05
% Change
Underlying PBT
€1393m
€1206m
16
Underlying EPS
118.5c
102.3c
16
Highlights
Excellent profit growth
Driven by:
Cost Income Ratio
57.1%
59.9%
(2.8)
-
Strong loan growth
Dividend Per Share
52.5c
45.66
15
-
Return on Equity
24%
23%
1
Continued low Impairment losses
Risk Weighted Assets
€97.5bn
€75.9bn
28
Mar 06 €m
Mar 05 €m
% Change
Net Interest Income
2307
1971
Group Income Statement excl non-core items
17
Strong key metric
performances
Positive cost/income growth
trends
Other Income*
1132
1207
(6)
-
Total Income⭑*
3439
3178
8
Positive jaws
-
Operating Expenses
(1988)
(1923)
3
Cost/Income ratio down 2.8%
Impairment Losses
(103)
(79)
30
Associates/JVs post tax
45
30
50
Underlying PBT
1393
1206
16
18
*
Net of increase in insurance contract liabilities and claims
percentage points to 57.1%
RWA growth moderating
Bank of Ireland GroupView entire presentation