Digital Banking Strength and Strategic Funding
Customer Assistance Programs
(As of September 30th, 2020)
Product Types¹
Canada
Mortgages
Active Deferral
Requests¹
Active
Total Exposure¹
% Current following Deferral Expiry 1,2
#('000s)
%
($B)
%
57
57.0%
$15.07
92.1%
99.0%
Credit Cards
9
9.0%
$0.05
0.3%
86.1%
Personal Loans³
34
34.0%
$1.25
7.6%
93.5%
Total/Average
100
100%
$16.37
100.0%
98.0%
Change from August 31, 2020
-$22.6
International
Mortgages
51
6.5%
$5.17
60.9%
92.4%
Credit Cards
468
59.7%
$1.33
15.7%
88.2%
Personal Loans³
265
33.8%
$1.99
23.4%
90.9%
Total/Average
784
100.0%
$8.49
100.0%
91.2%
Change from August 31, 2020
-$3.5
Deferral Expiry Schedule ($B)
Canadian Banking
16.4
11.4
International Banking
Commercial & Small Business ($B)
Active Deferral
Requests
#('000s)
Active Total
Exposures
($B)
8.5
3.8
Canada
International
0.7
$1.1
1.2
$6.6
2.3
3.3
1.2
1.5
1.3
Total
1.9
$7.7
Sep-20 Oct-20 Nov-20
Dec-20
2021
Sep-20 Oct-20 Nov-20 Dec-20
0.1
2021
Change from August 31, 2020
-$1.4
1 As at September 30th 2020
2 Canadian payments % includes accounts that have not yet completed first billing cycle since expiring
390% of active deferred Personal Loans in Canada are Auto Loans, 20% of active deferred Personal Loans in International are Auto Loans
4 Figures relate to active deferral exposures and exclude amounts related to covenant relief requests
13View entire presentation