3Q 2020 Investor Presentation

Newly Integrated Capabilities Help Customers Make Better Decisions Leveraging interoperability to create new solutions CUSTOMER NEEDS Early warning tools to identify credit deterioration Incorporating ESG and climate information to enhance understanding of credit MOODY'S 圇 ☑ 3 CAPABILITIES & DATA Credit Sentiment Score CreditEdge RiskCalc moodys.com VE Four Twenty Seven NEW INTEGRATED SOLUTIONS Credit Sentiment Score and Al powered news feed added to CreditEdge and RiskCalc solutions CreditView users can access ESG and climate resources from affiliates VE and Four Twenty Seven 3Q 2020 Investor Presentation - November 11, 2020 44

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