2Q 2023 Investor Presentation

Liquidity Alinma's liquidity position is healthy and comfortably within regulatory limits NSFR (%) LDR SAMA Ratio (%) 100% 120% 112.1% 110.5% 110% 106.1% 107.0% 103.2% 100% 90% 80% 82.8% 100% 70% 90% 2Q 22 3Q 22 4Q 22 1Q 23 Leverage Ratio (%) 20% 16.4% 15% 10% 5% NSFR 2Q 23 Regulatory Minimum LCR (%) 60% 2Q 22 3Q 22 4Q 22 LDR SAMA Ratio مصرف الإنماء alinma bank 1Q 23 - Regulatory Maximum 90% 76.4% 2Q 23 Management Commentary ■ NSFR improved 5.1ppts QoQ to reach 112.1%. ■ LDR ratio decreased 6.4ppts YoY to 76.4%. 100% ■ The leverage ratio decreased 295bps YoY to 13.5%. 200% 156% 13.5% 139% 129% 134% 134% 150% 100% 50% 3% 0% 2Q 22 3Q 22 4Q 22 1Q 23 2Q 23 .LCR Regulatory Minimum 0% 2Q 22 3Q 22 4Q 22 1Q 23 2Q 23 Leverage ratio Regulatory Minimum 2Q 2023 INVESTOR PRESENTATION ■ 2Q 2023 LCR increased 17ppts YoY to 156%. 35/48

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