Investor Presentaiton

Reconciliation for non-GAAP Financial Measures Pre-Tax, Pre-Provision Profit ($ millions) Reported Basis Adjusted Basis¹ Pre-tax, pre-provision profit Q1/22 Q4/22 Q1/23 Q1/22 Q4/22 Q1/23 All-Bank Revenue 8,049 7,626 7,980 8,049 7,987 7,980 Expenses 4,223 4,529 4,464 4,198 4,287 4,443 Pre-tax, pre-provision profit 3,826 3,097 3,516 3,851 3,700 3,537 Canadian Banking Revenue 2,874 3,134 3,164 2,874 3,134 3,164 Expenses 1,282 1,397 1,449 1,276 1,391 1,447 Pre-tax, pre-provision profit 1,592 1,737 1,715 1,598 1,743 1,717 International Banking Revenue 2,397 2,504 2,701 2,397 2,504 2,701 Expenses 1,285 1,364 1,436 1,275 1,355 1,426 Pre-tax, pre-provision profit 1,112 1,140 1,265 1,122 1,149 1,275 Pacific Alliance Revenue 1,702 1,742 1,889 1,702 1,742 1,889 Expenses 791 835 873 782 827 865 Pre-tax, pre-provision profit 911 907 1,016 920 915 1,024 Caribbean and Central America Revenue 489 546 597 489 546 597 Expenses 319 336 346 318 335 344 Pre-tax, pre-provision profit 170 210 251 171 212 253 47 1 Refer to non-GAAP measures on page 4 of the Management's Discussion & Analysis in the Bank's First Quarter 2023 Report to Shareholders, available on http://www.sedar.com

View entire presentation