Investor Presentaiton

FURTHER JOB CREATION IS ACHIEVABLE Unemployment rate down 1.3ppts y/y to 12.7% in 2018 Source: Geostat Hired workers on the rise Source: Geostat 1,800 17.4% 17.3% 17.2% 16.9% 20% 1,100 1,700 14.6% 14.1% 14.0% 13.9% 1,000 1,600 12.7% 15% 860 900 1,500 1,400 10% 800 833 1,300 1,628 1,643 1,659 1,643 1,734 1,694 1,717 1,707 1,694 700 1,200 5% 600 1,100 500 1,000 0% 2010 2011 2012 2013 2014 2015 2016 2017 2018 2010 2011 2012 2013 2014 2015 2016 2017 2018 ――Unemployment rate, % Self-employed, 000' persons Hired, 000' persons Employed, 000' persons Share of services in total employment on the rise Private sector creates jobs Source: Geostat Source: Geostat 1,000 2,000 900 800 116 121 120 123 124 124 138 122 140 1,500 700 600 761 782 796 779 774 778 750 737 659 560 512 530 540 500 366 403 429 485 442 1,000 400 300 500 730 726 760 747 794 849 843 833 895 200 302 281 287 252 259 287 272 284 300 100 2010 2011 2012 2013 2014 2015 2016 2017 2018 ■Services (incl. construction) ■ Agriculture ■Industry BANK OF GEORGIA 2010 2011 2012 2013 2014 2015 2016 2017 2018 ■Public sector (hired workers) Non-public sector (hired workers) 45

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