Investor Presentaiton

Results Delivering against our February 2020 Update Progress against our financial targets FY22 target (as announced at Feb20) Costs Adjusted costs <$31bn; $4.5bn of cost programme saves RWAS >$100bn gross RWA reduction FY20 highlights FY20 & 4020 results FY20 progress4 ✓ $1bn cost saves ✓ $52bn gross reduction Capital CET1 ratio >14%; manage in 14-15% range ✓ CET1 ratio of 15.9% ROTE 10% -12% × 3.1% LO 5

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