CalBank Banking Sector Overview & Competitor Benchmarking

CalBank | Q1 2023 Financial highlights Source: Company filings 4.6% from GHS 146.3mn Net interest income 13.9% from GHS 58.6mn Non-funded income GHS 153.Omn GHS 66.7mn 0.5% from GHS 96.2mn Profit Before tax GHS 96.7mn 32.0% from GHS 2.7bn Loans GHS 3.6bn 4.4% from GHS 10.7bn Total assets GHS 10.3bn 25.8% from GHS 5.9bn Total deposits GHS 7.5bn 1,190bps from 22.4% Capital Adequacy 10.5% 200bps from 9.2% NPL ratio 11.2% 23 CalBank

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