Retail Banking Financial Update

DIGITAL AREA ECOSYSTEM OVERVIEW • SINCE JUNE 2019 Extra.ge-launch of web platform Extra.ge largest e-commerce marketplace Extra.ge launch on IOS and Android apps Optimo.ge launch of merchant services Adapter.ge-launch of web platform Area.ge - launch of developer platform ■ Accelerated 28 local and international startups • COMING SOON Extra.ge launch automated C2C fulfillment service Optimo launch loyalty programme Adapter.ge-launch for MSME manufacturers Accelerate the uptake of real estate sales management tool with developer companies Continue partnerships with other ecosystem players Digital Area ecosystem data harnessing INVESTED US$ 6.5 MLN 2018-2020 PLAN TO INVEST US$ 3-10 MLN 2021-2023 78

View entire presentation