Q1FY24 Performance and Strategic Initiatives
VYOM
यूनियन बैंक
ऑफ इंडिया
भारत सरकार का उपक्रम
S
Union Bank
of India
A Government of India Undertaking
G20
2023 INDIA
in crore
Overview
Guidance
Segment
Slippages
During
Sectoral Asset Quality
Outstanding NPA as on
Sectoral NPA (%)
Q1 FY 24
Jun 2022
Sep 2022
Dec 2022
Mar 2023
Jun 2023
Jun-22
Jun-23
Q1 Highlights
Retail Loans
502
4,821
4,694
4,848
4,693
4,880
3.46
3.01
Business
Agriculture
748
16,059
16,099
16,192
15,607
15,245
11.85
9.92
Financials
MSME
766
20,211
19,131
16,604
15,652
15,489
17.62
12.12
LC & Others
1,225
33,409
25,467
26,126
25,035
24,490
9.85
6.54
Asset Quality
Total
3,241
74,500
65,391
63,770
60,987
60,104
10.22
7.34
Capital
Adequacy
Fin. Inclusion &
ESG
Strategic
Initiatives/Outcome
Restructuring
SMA Position (Rs. >5 crs)
RF 1.0 as on
RF 2.0 as on
Jun-22
Jun-23
Segment
Jun-22
Jun-23
Jun-22
Jun-23
Category
MSME
1,797
1,000
3,408
0/s
Amount
% to Gross
advances
0/s
Amount
% to Gross
advances
2,107
Personal Loans
3,297
2,543
6,469
5,482
SMA-0
2,393
0.33
1,390
0.17
Group Entities
Agriculture Allied
331
225
SMA-1
416
0.06
362
0.04
Corporate Loans
5,938
5,014
SMA-2
1,044
0.14
2,427
0.30
Awards
Total
11,032 8,557 10,208 7,814
Total
3,853
0.53
4,179
0.51
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