Investor Presentaiton
Costs kept under control
Operating Expenses Breakdown
Pbn
■ Others
Depreciation
■ Manpower
■ Occupancy & equipment
■ Taxes & licenses
20
20
YOY
60.1
59.5
-1%
24.9
+2%
25.3
YOY
16.2
-7%
14.7 14.7
15.1
15.0
-20%
9.9
7.9
6.3
-2%
4.9
6.4
6.4
6.3
6.3
6.2
2.1
1.9
2.1
-12%
0.6
13
2.1
1.8
2.1
1.2
13
18.4
17.9
0.5
0.5
1.3
12
1.9
2.6
96
0.5
5.9
4.5
4.7
4.9
3.8
2020
2021
4Q20
1Q21
2Q21
3Q21
4Q21
Note: Others include Insurance, Security, messengerial and janitorial services, Management,
professional and supervision fees, Information technology, Advertising
Metropolitan Bank & Trust Company | Investor Relations | February 2022 | MBT Company Presentation
Cost-To-Income Ratio
PRIVATE AND PROPRIETARY
59.0% 59.0%
57.2%
54.6%
54.6%
49.6%
2019
2020
1Q21
1H21
9M21
Note: Operating income does not include MBT's share in net income of investees
This material was produced by Metrobank for information purposes only and is intended to be used in presentations by the Bank at investor meetings and does not constitute a recommendation regarding the securities of the Bank or any of its affiliates.
It must not be released to other parties in whatever form without prior consent of the authors.
2021
Metrobank
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