Investor Presentaiton
Group and Individual
Loans Mexico
General
Characteristics
Group Loan
"Credito Mujer"
> Groups form 10 to 50
women
> Personal credits
> Group guarantee
> Working capital loan
> Clients are
automatically life insured
at not cost (1) Additional
to the debt extinction in
case of death
Additional Loan
> Working capital loan
> Second loan offered
simultaneously to Crédito
Mujer clients
> Clients must have
completed 1 cycle under
Crédito Mujer and must
have a current loan of at
least PS. 3,500
Improvement Loan
> Credit to maintain or
improve the client's
house
> To clients within 2
cycles in Crédito Mujer
> Personal credit
> Personal guarantee
Life Insurance(1)
> To clients in Crédito
Mujer
> Up to 7 modules
> No age limit
> No medical restrictions
> New benefits included
Loan size
"Average Ticket"
Maturity
Ps. 3,500 to Ps. 30,000
"Ps 5,187"
> 16 weeks
> Ps. 1,050 to Ps. 6,000
"Ps 1,803"
> 4 to 11 weeks; Maturity
should equal that of
Group Loan (W)
Contribution to
Total Loan
Portfolio
Contribution to
Total Number of
Clients
NPLs/Total Loan
rank per product
> 55.9%
> 0.7%
> Ps. 8,000 to Ps. 30,000
"Ps 8,141"
> Ps. 10,000 to Ps.
100,000
> 6 to 24 months
> 19 weeks
> 14.7%
> N/A
> 71.6%
> 2.6%
> 12.0%
> 62.2%
•
1.77%
1) Banco Compartamos insures its clients with third
parties
1.55%
13
3.81%
•
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