Expected Q4 2009 Financial Performance

Strong economic growth before crisis ... starting again? Gross domestic product (GDP) 5.9% 9.6% 9.4% US$ billion 14 11.1% 12 10 8 6 4 2 0 -2 2003 2004 2005 2006 Nominal GDP (LHS) 12.3% NU 2007 Real GDP Growth (RHS) 14% 12% 10% 8% 6% 2% 4% 2% 0% -2% 2008 2009F 2010F 1% GDP per capita US$ 6,000 5,000 4,000 2,966 3,000 2,000 919 1,000 0 2003 Source: State Statistics Department of Georgia Lobko BANK OF GEORGIA www.bog.ge/ir 1,188 3,242 1,484 3,644 1,764 4,038 2,315 4,664 2,920 4,863 2,877 2004 2005 2006 2007 2008 2009F Nominal GDP per capita ■GDP per capita PPP 4,747 January 2010 Page 10

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