Commercial Bank Investment and Financial Highlights

Commercial Bank Financial Performance - Nine months 30 Sept 2019 (Domestic) Profitability Balance Sheet QAR Million 9m 2019 9m 2018 % QAR Million 9m 2019 9m 2018 % Net interest income 1,704 1,668 2.2% Total assets 129,087 122,346 5.5% Non-interest income 755 686 10.1% Loan & advances 77,068 73,839 4.4% Total costs 633 679 -6.8% Securities investments 26,083 20,353 28.2% Net provisions 464 522 -11.1% Customers' deposits 64,264 66,325 -3.1% Net profit 1,362 1,153 18.1% Total equity 21,412 19,730 8.5% Performance Ratios ROAE (Consol) ROAA NIM Capital 9m 2019 9m 2018 9.4% 8.2% QAR Million RWA (QAR million) 9m 2019 9m 2018 96,438 99,589 1.4% 1.2% CET 1 ratio 11.4% 10.0% 2.3% 2.2% Total Capital ratio 16.0% 14.6% 35

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